Spending
money unnecessarily on the festive seasons is a very common habit and
often people with such habit really suffer throughout the year due to
extra expenditure on special occasions. This year, if you want to
avoid the problem, know the following tips from Justin Urbas.
Reduce
use of credit card:
It cannot be denied that on the festive
seasons, especially on the Christmas and New Year, the shops come
with great products. To most of us, bringing all these products to
home seems really tempting. As a result, use of credit card becomes
obvious and the effects of limitless shopping start to be realized
soon after the occasion is over. This year , you can easily avoid
this problem just by replacing the credit card with cash or debit
card. Urbas states, whenever you are going for shopping, carry cash
or debit card. It will surely compel you to stay within limit.
List
what to buy:
Before the festive season, list the items and gifts
which you need to buy. While going to shop, make sure that your are
not purchasing anything extra. Justin Urbas considers that it
too will also help you a lot to control the expenses.
Start
shopping early:
Most of us start shopping for any occasion at the
last moment and thus, often we do not have the time to look for the
best deal. For getting rid of this, you can start a shopping with
adequate time in your hand. It will be help you to compare the prices
offered by different sellers and get the best deal.
Control
spending on food and grocery:
Not only gifts, often we spend
extra on food and grocery too during festive season. You should keep
in mind that some shops remain closed on the Christmas and New Year
only. In other days, every shop will remain open as usual.
Justin
Urbas also suggests to prepare a budget before the season and
stay strictly within it for avoiding extra expenditure on the festive
season.
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